To Finance or Not?

Easy FinancingFinancing is an important consideration when purchasing your horse trailer. It can be a source of uncertainty and a deciding factor when selecting your next horse trailer.

Our Finance Department is one of a kind. We work with each person individually, and will work with you to secure the best financing. We have built relationships with over 20 banks and can figure out what financing best fits you and your situation.

We want to make it simple for you. We work with people every day to get them approved for horse trailers, trucks and more. We have compiled some of the common questions we get asked to help you in deciding whether to finance or not.

Unsure about financing? Give us a call and meet our incredible Finance Department and they can talk you through the process and answer any questions you have.

What types of vehicles do you finance?

We work with several banks that provide financing for horse trailers as well as trucks and other recreational vehicles.

Can you finance trailers and trucks purchased for business purposes?

Yes! We work with several banks who offer financing to business owners.

Can you finance trailer or trucks not purchased from Dixie Horse & Mule Co.?

No, we can only arrange financing for trailers or trucks purchased through Dixie Horse & Mule Co. Financing must be set up at the time of purchase.

What financing company do you use?

Our Financing Department has worked hard to build one on one relationships with over 20 banks to get you the best rate and terms.

How do you get credit for your customers?

Our Finance Department is unique and one of the only one of its kind. We have relationships with over 20 banks and are very familiar with their loan requirements.

When you apply for credit through us, you will be a given a person to help you through the process. They will answer all of your questions and will get a full understanding of your situation and recommend the best bank and the best rate for you.

Because we work directly with the banks, we don’t have to deal with a middleman and you don’t have any extra brokerage fees. These relationships let us get your financing quickly and you have a person you can call and talk to.

What about financing for people with bad credit?

dhm-approval-for-bad-creditMost of the time YES, we are able to get people approved that no other dealership can.

Our Financing Department is trained and experienced in acquiring financing for all types of situations. We will go the extra mile to help get you in the trailer or truck of your choice. If we are unable to get financing for you, we will spend time with you to help you learn how to improve your credit. If you have concerns prior to filling out the application, you may contact one of our Credit Specialists at (877) 694-5665 ext. 127 or 123.

What tips do you have for buying a horse trailer with bad credit?

If you have bad credit, buying a horse trailer can seem out of your reach. However, knowing what to expect and taking a few additional steps can help make your horse trailer dreams come true.

  • Have a large down payment ready, in case it’s needed.
  • Have a qualified co-signer ready to help you in case needed.
  • Be prepared to accept a higher interest rate along with a short term loan.

All of these things can help you get approved. If you can get qualified, this is a very good way to help rebuild your credit.

Can you get financing for Canadian residents?

At this time we do not have any banks that will provide financing for residents of Canada.

Most of our Canadian customers get financing through their local bank. We will be happy to work with your bank on your trailer purchase.

How long does it take to get approved?

dhm-credit-approvedDuring weekdays, we usually have an answer back from the banks within 2-3 hours, depending on the how busy the banks are. On weekends and holidays, we will get answers back the next working business day. We begin processing your application as soon as we receive it.

If you have any questions about your credit application, contact your Salesperson or our Financing Department at (877) 694-5665 or